State Bank of Cold Spring
State Bank of Cold Spring supports RTP and Zelle. FedNow participation has not been confirmed.
Cold Spring, MN · FDIC Cert #12444
https://statebankcoldspring.com401 Main St, Cold Spring, MN, 56320
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at State Bank of Cold Spring?
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Sending from State Bank of Cold Spring
Rails observed when State Bank of Cold Spring was the sending bank.
No sending reports yet for State Bank of Cold Spring. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into State Bank of Cold Spring
Rails observed when State Bank of Cold Spring was the receiving bank.
No receiving reports yet for State Bank of Cold Spring. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in MN.
- Ameriprise Bank, FSB · Minneapolis
- Bridgewater Bank · Saint Louis Park
- Frandsen Bank & Trust · Lonsdale
- Stearns Bank National Association · Saint Cloud
- Minnwest Bank · Redwood Falls
Frequently asked questions
Does State Bank of Cold Spring support FedNow?
This hasn't been confirmed. State Bank of Cold Spring does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does State Bank of Cold Spring support RTP?
Yes. State Bank of Cold Spring appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does State Bank of Cold Spring support Zelle?
Yes. State Bank of Cold Spring appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does State Bank of Cold Spring have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for State Bank of Cold Spring yet.