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St. Thomas

St. Thomas's FedNow, RTP, and Zelle participation has not been confirmed.

Charlotte Amalie, VI · NCUA Charter #7970

https://www.stthomasfcu.com/

5027 Norre Gade, Charlotte Amalie, VI, 00802-6749

(340) 774-8865

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at St. Thomas?

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Sending from St. Thomas

Rails observed when St. Thomas was the sending bank.

No sending reports yet for St. Thomas. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into St. Thomas

Rails observed when St. Thomas was the receiving bank.

No receiving reports yet for St. Thomas. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in VI.

Frequently asked questions

Does St. Thomas support FedNow?

This hasn't been confirmed. St. Thomas does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does St. Thomas support RTP?

This hasn't been confirmed. St. Thomas does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does St. Thomas support Zelle?

This hasn't been confirmed. St. Thomas does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does St. Thomas have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for St. Thomas yet.