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Spratt Savings Bank

Spratt Savings Bank supports FedNow, RTP, and Zelle.

Chester, SC · FDIC Cert #30987

https://sprattsavingsbank.com

1613 J A Cochran Byp, Chester, SC, 29706

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

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Report early direct deposit

Did a paycheck or benefit show up early at Spratt Savings Bank?

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Sending from Spratt Savings Bank

Rails observed when Spratt Savings Bank was the sending bank.

No sending reports yet for Spratt Savings Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Spratt Savings Bank

Rails observed when Spratt Savings Bank was the receiving bank.

No receiving reports yet for Spratt Savings Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in SC.

Frequently asked questions

Does Spratt Savings Bank support FedNow?

Yes. Spratt Savings Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Spratt Savings Bank support RTP?

Yes. Spratt Savings Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does Spratt Savings Bank support Zelle?

Yes. Spratt Savings Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Spratt Savings Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Spratt Savings Bank yet.