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SpiritBank

SpiritBank supports Zelle. FedNow and RTP participation has not been confirmed.

Tulsa, OK · FDIC Cert #4048

https://spiritbank.com

4815 S Harvard Ave, Tulsa, OK, 74135

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving SpiritBank.

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Report early direct deposit

Did a paycheck or benefit show up early at SpiritBank?

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Sending from SpiritBank

Rails observed when SpiritBank was the sending bank.

No sending reports yet for SpiritBank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into SpiritBank

Rails observed when SpiritBank was the receiving bank.

No receiving reports yet for SpiritBank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in OK.

Frequently asked questions

Does SpiritBank support FedNow?

This hasn't been confirmed. SpiritBank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does SpiritBank support RTP?

This hasn't been confirmed. SpiritBank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does SpiritBank support Zelle?

Yes. SpiritBank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does SpiritBank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for SpiritBank yet.