Southwest Heritage
Southwest Heritage supports FedNow and RTP. Zelle participation has not been confirmed.
Odessa, TX · NCUA Charter #60533
http://www.swhcu.com4100 N Faudree Rd, Odessa, TX, 79765-8511
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Southwest Heritage?
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Sending from Southwest Heritage
Rails observed when Southwest Heritage was the sending bank.
No sending reports yet for Southwest Heritage. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Southwest Heritage
Rails observed when Southwest Heritage was the receiving bank.
No receiving reports yet for Southwest Heritage. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Southwest Heritage support FedNow?
Yes. Southwest Heritage appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Southwest Heritage support RTP?
Yes. Southwest Heritage appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Southwest Heritage support Zelle?
This hasn't been confirmed. Southwest Heritage does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Southwest Heritage have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Southwest Heritage yet.