Southern Independent Bank
Southern Independent Bank supports FedNow and Zelle. RTP participation has not been confirmed.
Opp, AL · FDIC Cert #58357
https://southernindependentbank.com503 N Main St, Opp, AL, 36467
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Southern Independent Bank?
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Sending from Southern Independent Bank
Rails observed when Southern Independent Bank was the sending bank.
No sending reports yet for Southern Independent Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Southern Independent Bank
Rails observed when Southern Independent Bank was the receiving bank.
No receiving reports yet for Southern Independent Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in AL.
- Regions Bank · Birmingham
- ServisFirst Bank · Birmingham
- River Bank & Trust · Prattville
- Bank Independent · Sheffield
- CB&S Bank, Inc. · Russellville
Frequently asked questions
Does Southern Independent Bank support FedNow?
Yes. Southern Independent Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Southern Independent Bank support RTP?
This hasn't been confirmed. Southern Independent Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Southern Independent Bank support Zelle?
Yes. Southern Independent Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Southern Independent Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Southern Independent Bank yet.