Southern
Southern's FedNow, RTP, and Zelle participation has not been confirmed.
Chattanooga, TN · NCUA Charter #66980
http://www.southerncu.com508 National Ave, Chattanooga, TN, 37404-2830
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
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Report early direct deposit
Did a paycheck or benefit show up early at Southern?
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Sending from Southern
Rails observed when Southern was the sending bank.
No sending reports yet for Southern. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Southern
Rails observed when Southern was the receiving bank.
No receiving reports yet for Southern. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Southern support FedNow?
This hasn't been confirmed. Southern does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Southern support RTP?
This hasn't been confirmed. Southern does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Southern support Zelle?
This hasn't been confirmed. Southern does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Southern have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Southern yet.