Smw 104
Smw 104's FedNow, RTP, and Zelle participation has not been confirmed.
Livermore, CA · NCUA Charter #14934
http://www.smw104fcu.org3156 Constitution Dr, Livermore, CA, 94551-7570
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
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Report early direct deposit
Did a paycheck or benefit show up early at Smw 104?
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Sending from Smw 104
Rails observed when Smw 104 was the sending bank.
No sending reports yet for Smw 104. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Smw 104
Rails observed when Smw 104 was the receiving bank.
No receiving reports yet for Smw 104. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Smw 104 support FedNow?
This hasn't been confirmed. Smw 104 does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Smw 104 support RTP?
This hasn't been confirmed. Smw 104 does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Smw 104 support Zelle?
This hasn't been confirmed. Smw 104 does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Smw 104 have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Smw 104 yet.