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Rio Bank

Rio Bank supports FedNow, RTP, and Zelle.

Mcallen, TX · FDIC Cert #25886

https://rio.bank

701 E Expressway 83, Mcallen, TX, 78501

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Rio Bank.

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Report early direct deposit

Did a paycheck or benefit show up early at Rio Bank?

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Sending from Rio Bank

Rails observed when Rio Bank was the sending bank.

No sending reports yet for Rio Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Rio Bank

Rails observed when Rio Bank was the receiving bank.

No receiving reports yet for Rio Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in TX.

Frequently asked questions

Does Rio Bank support FedNow?

Yes. Rio Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Rio Bank support RTP?

Yes. Rio Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does Rio Bank support Zelle?

Yes. Rio Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Rio Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Rio Bank yet.