Putnam 1st Mercantile Bank
Putnam 1st Mercantile Bank's FedNow, RTP, and Zelle participation has not been confirmed.
Cookeville, TN · FDIC Cert #58079
https://1stmerc.net200 W Jackson St, Cookeville, TN, 38501
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
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Sending from Putnam 1st Mercantile Bank
Rails observed when Putnam 1st Mercantile Bank was the sending bank.
No sending reports yet for Putnam 1st Mercantile Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Putnam 1st Mercantile Bank
Rails observed when Putnam 1st Mercantile Bank was the receiving bank.
No receiving reports yet for Putnam 1st Mercantile Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Putnam 1st Mercantile Bank support FedNow?
This hasn't been confirmed. Putnam 1st Mercantile Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Putnam 1st Mercantile Bank support RTP?
This hasn't been confirmed. Putnam 1st Mercantile Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Putnam 1st Mercantile Bank support Zelle?
This hasn't been confirmed. Putnam 1st Mercantile Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Putnam 1st Mercantile Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Putnam 1st Mercantile Bank yet.