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Panhandle

Panhandle's FedNow, RTP, and Zelle participation has not been confirmed.

Panama City, FL · NCUA Charter #68720

http://www.panhandlecu.org

2718 Martin Luther King Jr Blvd, Panama City, FL, 32405-4408

(850) 769-3306

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Panhandle?

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Sending from Panhandle

Rails observed when Panhandle was the sending bank.

No sending reports yet for Panhandle. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Panhandle

Rails observed when Panhandle was the receiving bank.

No receiving reports yet for Panhandle. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

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Other credit unions in FL.

Frequently asked questions

Does Panhandle support FedNow?

This hasn't been confirmed. Panhandle does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Panhandle support RTP?

This hasn't been confirmed. Panhandle does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Panhandle support Zelle?

This hasn't been confirmed. Panhandle does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Panhandle have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Panhandle yet.