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Otis

Otis's FedNow, RTP, and Zelle participation has not been confirmed.

Jay, ME · NCUA Charter #9349

http://www.otisfcu.coop

170 Main St, Jay, ME, 04239-4902

(207) 897-0900

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Otis?

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Sending from Otis

Rails observed when Otis was the sending bank.

No sending reports yet for Otis. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Otis

Rails observed when Otis was the receiving bank.

No receiving reports yet for Otis. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in ME.

Frequently asked questions

Does Otis support FedNow?

This hasn't been confirmed. Otis does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Otis support RTP?

This hasn't been confirmed. Otis does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Otis support Zelle?

This hasn't been confirmed. Otis does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Otis have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Otis yet.

Otis — Jay, ME — Bank Transfer Compatibility | InstantRailCheck