OPTUS Bank
OPTUS Bank's FedNow, RTP, and Zelle participation has not been confirmed.
Columbia, SC · FDIC Cert #35241
https://optus.bank1501 Gervais St, Columbia, SC, 29201
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
Submit Route Report
Add a real transfer outcome involving OPTUS Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at OPTUS Bank?
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Sending from OPTUS Bank
Rails observed when OPTUS Bank was the sending bank.
No sending reports yet for OPTUS Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into OPTUS Bank
Rails observed when OPTUS Bank was the receiving bank.
No receiving reports yet for OPTUS Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Other banks in SC.
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Frequently asked questions
Does OPTUS Bank support FedNow?
This hasn't been confirmed. OPTUS Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does OPTUS Bank support RTP?
This hasn't been confirmed. OPTUS Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does OPTUS Bank support Zelle?
This hasn't been confirmed. OPTUS Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does OPTUS Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for OPTUS Bank yet.