Oconee State Bank
Oconee State Bank supports FedNow, RTP, and Zelle.
Watkinsville, GA · FDIC Cert #18143
Also known as Trio South Bank a division of Oconee State Bank
https://oconeestatebank.com35 N Main St, Watkinsville, GA, 30677
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
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Sending from Oconee State Bank
Rails observed when Oconee State Bank was the sending bank.
No sending reports yet for Oconee State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Oconee State Bank
Rails observed when Oconee State Bank was the receiving bank.
No receiving reports yet for Oconee State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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- Colony Bank · Fitzgerald
- Georgia Banking Company · Atlanta
Frequently asked questions
Does Oconee State Bank support FedNow?
Yes. Oconee State Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Oconee State Bank support RTP?
Yes. Oconee State Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does Oconee State Bank support Zelle?
Yes. Oconee State Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Oconee State Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Oconee State Bank yet.