Ocean Bank
Ocean Bank supports FedNow, RTP, and Zelle.
Miami, FL · FDIC Cert #24156
https://oceanbank.com780 Nw 42nd Ave, Miami, FL, 33126
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Ocean Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at Ocean Bank?
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Sending from Ocean Bank
Rails observed when Ocean Bank was the sending bank.
No sending reports yet for Ocean Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Ocean Bank
Rails observed when Ocean Bank was the receiving bank.
No receiving reports yet for Ocean Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in FL.
- SouthState Bank, National Association · Winter Haven
- EverBank, National Association · Jacksonville
- Raymond James Bank · Saint Petersburg
- BankUnited, National Association · Miami Lakes
- City National Bank of Florida · Miami
Frequently asked questions
Does Ocean Bank support FedNow?
Yes. Ocean Bank appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Ocean Bank support RTP?
Yes. Ocean Bank appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Ocean Bank support Zelle?
Yes. Ocean Bank appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Ocean Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Ocean Bank yet.