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Northern Lights

Northern Lights's FedNow, RTP, and Zelle participation has not been confirmed.

Saint Johnsbury, VT · NCUA Charter #24878

http://www.northernlightscu.com

1004 Memorial Dr, Saint Johnsbury, VT, 05819

(802) 748-2288

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Northern Lights?

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Sending from Northern Lights

Rails observed when Northern Lights was the sending bank.

No sending reports yet for Northern Lights. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Northern Lights

Rails observed when Northern Lights was the receiving bank.

No receiving reports yet for Northern Lights. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in VT.

Frequently asked questions

Does Northern Lights support FedNow?

This hasn't been confirmed. Northern Lights does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Northern Lights support RTP?

This hasn't been confirmed. Northern Lights does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Northern Lights support Zelle?

This hasn't been confirmed. Northern Lights does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Northern Lights have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Northern Lights yet.

Northern Lights — Saint Johnsbury, VT — Bank Transfer Compatibility | InstantRailCheck