Monterey
Monterey supports FedNow and Zelle. RTP participation has not been confirmed.
MONTEREY, CA · NCUA Charter #97071
http://www.montereycu.com501 E FRANKLIN ST, MONTEREY, CA, 93940
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
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Report early direct deposit
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Sending from Monterey
Rails observed when Monterey was the sending bank.
No sending reports yet for Monterey. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Monterey
Rails observed when Monterey was the receiving bank.
No receiving reports yet for Monterey. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Monterey support FedNow?
Yes. Monterey appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Monterey support RTP?
This hasn't been confirmed. Monterey does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Monterey support Zelle?
Yes. Monterey appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Monterey have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Monterey yet.