Modesto's First
Modesto's First's FedNow, RTP, and Zelle participation has not been confirmed.
Modesto, CA · NCUA Charter #4022
https://www.m1fcu.org430 12th St, Modesto, CA, 95354-2423
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
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Report early direct deposit
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Sending from Modesto's First
Rails observed when Modesto's First was the sending bank.
No sending reports yet for Modesto's First. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Modesto's First
Rails observed when Modesto's First was the receiving bank.
No receiving reports yet for Modesto's First. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Modesto's First support FedNow?
This hasn't been confirmed. Modesto's First does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Modesto's First support RTP?
This hasn't been confirmed. Modesto's First does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Modesto's First support Zelle?
This hasn't been confirmed. Modesto's First does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Modesto's First have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Modesto's First yet.