Midland States Bank
Midland States Bank supports FedNow, RTP, and Zelle.
Effingham, IL · FDIC Cert #1040
https://midlandsb.com1201 Network Centre Dr, Effingham, IL, 62401
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Midland States Bank?
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Sending from Midland States Bank
Rails observed when Midland States Bank was the sending bank.
No sending reports yet for Midland States Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Midland States Bank
Rails observed when Midland States Bank was the receiving bank.
No receiving reports yet for Midland States Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in IL.
- BMO Bank National Association · Chicago
- The Northern Trust Company · Chicago
- CIBC Bank USA · Chicago
- Busey Bank · Champaign
- Byline Bank · Chicago
Frequently asked questions
Does Midland States Bank support FedNow?
Yes. Midland States Bank appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Midland States Bank support RTP?
Yes. Midland States Bank appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Midland States Bank support Zelle?
Yes. Midland States Bank appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Midland States Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Midland States Bank yet.