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Midcoast

Midcoast's FedNow, RTP, and Zelle participation has not been confirmed.

Freeport, ME · NCUA Charter #10898

Also known as midcoast federal credit union, midcoast fcu

https://www.midcoastfcu.me

186 Lower Main St, Freeport, ME, 04032

(207) 865-4443

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

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Sending from Midcoast

Rails observed when Midcoast was the sending bank.

No sending reports yet for Midcoast. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Midcoast

Rails observed when Midcoast was the receiving bank.

No receiving reports yet for Midcoast. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in ME.

Frequently asked questions

Does Midcoast support FedNow?

This hasn't been confirmed. Midcoast does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Midcoast support RTP?

This hasn't been confirmed. Midcoast does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Midcoast support Zelle?

This hasn't been confirmed. Midcoast does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Midcoast have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Midcoast yet.

Midcoast (midcoast federal credit union) — Freeport, ME — Bank Transfer Compatibility | InstantRailCheck