Merchants & Marine Bank
Merchants & Marine Bank supports FedNow. RTP and Zelle participation has not been confirmed.
Pascagoula, MS · FDIC Cert #12203
Also known as FM BANK
https://fmbanking.com3118 Pascagoula St, Pascagoula, MS, 39567
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
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Report early direct deposit
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Sending from Merchants & Marine Bank
Rails observed when Merchants & Marine Bank was the sending bank.
No sending reports yet for Merchants & Marine Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Merchants & Marine Bank
Rails observed when Merchants & Marine Bank was the receiving bank.
No receiving reports yet for Merchants & Marine Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Merchants & Marine Bank support FedNow?
Yes. Merchants & Marine Bank appears in Federal Reserve's FedNow participant list, confirmed August 7, 2026.
Does Merchants & Marine Bank support RTP?
This hasn't been confirmed. Merchants & Marine Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Merchants & Marine Bank support Zelle?
This hasn't been confirmed. Merchants & Marine Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Merchants & Marine Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Merchants & Marine Bank yet.