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Members Cooperative

Members Cooperative supports Zelle. FedNow and RTP participation has not been confirmed.

Duluth, MN · NCUA Charter #60216

http://www.membersccu.com

215 N 40th Ave W, Duluth, MN, 55807

(218) 625-8500

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Members Cooperative.

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Report early direct deposit

Did a paycheck or benefit show up early at Members Cooperative?

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Sending from Members Cooperative

Rails observed when Members Cooperative was the sending bank.

No sending reports yet for Members Cooperative. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Members Cooperative

Rails observed when Members Cooperative was the receiving bank.

No receiving reports yet for Members Cooperative. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in MN.

Frequently asked questions

Does Members Cooperative support FedNow?

This hasn't been confirmed. Members Cooperative does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Members Cooperative support RTP?

This hasn't been confirmed. Members Cooperative does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Members Cooperative support Zelle?

Yes. Members Cooperative appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Members Cooperative have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Members Cooperative yet.