Keypoint
Keypoint supports FedNow and Zelle. RTP participation has not been confirmed.
San Jose, CA · NCUA Charter #65299
Also known as keypoint credit union, keypoint financial services, keypointfinancialservices.com
https://www.kpcu.com2150 Trade Zone Blvd, San Jose, CA, 95131-1730
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
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Report early direct deposit
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Sending from Keypoint
Rails observed when Keypoint was the sending bank.
No sending reports yet for Keypoint. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Keypoint
Rails observed when Keypoint was the receiving bank.
No receiving reports yet for Keypoint. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Other credit unions in CA.
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- Logix · Valencia
- Patelco · Dublin
Frequently asked questions
Does Keypoint support FedNow?
Yes. Keypoint appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Keypoint support RTP?
This hasn't been confirmed. Keypoint does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Keypoint support Zelle?
Yes. Keypoint appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Keypoint have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Keypoint yet.