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Independent Bank

Independent Bank supports FedNow. RTP and Zelle participation has not been confirmed.

Memphis, TN · FDIC Cert #34728

https://i-bankonline.com

5050 Poplar Avenue, Memphis, TN, 38157

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0

Submit Route Report

Add a real transfer outcome involving Independent Bank.

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Report early direct deposit

Did a paycheck or benefit show up early at Independent Bank?

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Sending from Independent Bank

Rails observed when Independent Bank was the sending bank.

No sending reports yet for Independent Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Independent Bank

Rails observed when Independent Bank was the receiving bank.

No receiving reports yet for Independent Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in TN.

Frequently asked questions

Does Independent Bank support FedNow?

Yes. Independent Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Independent Bank support RTP?

This hasn't been confirmed. Independent Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Independent Bank support Zelle?

This hasn't been confirmed. Independent Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Independent Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Independent Bank yet.