Ideal
Ideal supports FedNow, RTP, and Zelle.
Woodbury, MN · NCUA Charter #62978
Also known as ideal credit union, ideal title, ideal cu, ideal student credit union
http://www.idealcu.com8499 Tamarack Rd, Woodbury, MN, 55125-9201
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Ideal.
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Report early direct deposit
Did a paycheck or benefit show up early at Ideal?
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Sending from Ideal
Rails observed when Ideal was the sending bank.
No sending reports yet for Ideal. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Ideal
Rails observed when Ideal was the receiving bank.
No receiving reports yet for Ideal. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in MN.
- Trustone Financial · Plymouth
- Affinity Plus · Saint Paul
- Blaze · Falcon Heights
- Magnifi Financial · Melrose
- Mayo Employees · Rochester
Frequently asked questions
Does Ideal support FedNow?
Yes. Ideal appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Ideal support RTP?
Yes. Ideal appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Ideal support Zelle?
Yes. Ideal appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Ideal have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Ideal yet.