Houghton State Bank
Houghton State Bank supports Zelle. FedNow and RTP participation has not been confirmed.
Red Oak, IA · FDIC Cert #15405
https://houghtonstatebank.com116 E Coolbaugh St, Red Oak, IA, 51566
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
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Sending from Houghton State Bank
Rails observed when Houghton State Bank was the sending bank.
No sending reports yet for Houghton State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Houghton State Bank
Rails observed when Houghton State Bank was the receiving bank.
No receiving reports yet for Houghton State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in IA.
- Principal Bank · Des Moines
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- West Bank · West Des Moines
- Quad City Bank and Trust Company · Bettendorf
Frequently asked questions
Does Houghton State Bank support FedNow?
This hasn't been confirmed. Houghton State Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Houghton State Bank support RTP?
This hasn't been confirmed. Houghton State Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Houghton State Bank support Zelle?
Yes. Houghton State Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Houghton State Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Houghton State Bank yet.