Horizon Financial Bank
Horizon Financial Bank supports FedNow. RTP and Zelle participation has not been confirmed.
Munich, ND · FDIC Cert #15598
https://horizonfinancialbank.com416 Main St, Munich, ND, 58352
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
Add a real transfer outcome involving Horizon Financial Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at Horizon Financial Bank?
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Sending from Horizon Financial Bank
Rails observed when Horizon Financial Bank was the sending bank.
No sending reports yet for Horizon Financial Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Horizon Financial Bank
Rails observed when Horizon Financial Bank was the receiving bank.
No receiving reports yet for Horizon Financial Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in ND.
- Bell Bank · Fargo
- Choice Financial Group · Fargo
- First International Bank & Trust · Watford City
- Alerus Financial, National Association · Grand Forks
- Gate City Bank · Fargo
Frequently asked questions
Does Horizon Financial Bank support FedNow?
Yes. Horizon Financial Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Horizon Financial Bank support RTP?
This hasn't been confirmed. Horizon Financial Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Horizon Financial Bank support Zelle?
This hasn't been confirmed. Horizon Financial Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Horizon Financial Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Horizon Financial Bank yet.