Heritage USA
Heritage USA supports Zelle. FedNow and RTP participation has not been confirmed.
Midland, TX · NCUA Charter #6434
http://www.heritage-usa.net5507 W Wadley Ave, Midland, TX, 79707
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Heritage USA?
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Sending from Heritage USA
Rails observed when Heritage USA was the sending bank.
No sending reports yet for Heritage USA. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Heritage USA
Rails observed when Heritage USA was the receiving bank.
No receiving reports yet for Heritage USA. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Heritage USA support FedNow?
This hasn't been confirmed. Heritage USA does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Heritage USA support RTP?
This hasn't been confirmed. Heritage USA does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Heritage USA support Zelle?
Yes. Heritage USA appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Heritage USA have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Heritage USA yet.