Heritage Bank & Trust
Heritage Bank & Trust supports FedNow. RTP and Zelle participation has not been confirmed.
Columbia, TN · FDIC Cert #58220
https://heritagebankandtrust.com217 S James M Campbell Blvd, Columbia, TN, 38401
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Heritage Bank & Trust?
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Sending from Heritage Bank & Trust
Rails observed when Heritage Bank & Trust was the sending bank.
No sending reports yet for Heritage Bank & Trust. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Heritage Bank & Trust
Rails observed when Heritage Bank & Trust was the receiving bank.
No receiving reports yet for Heritage Bank & Trust. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in TN.
- First Horizon Bank · Memphis
- Wilson Bank and Trust · Lebanon
- SmartBank · Pigeon Forge
- SouthEast Bank · Farragut
- Lawrence Bank · Nashville
Frequently asked questions
Does Heritage Bank & Trust support FedNow?
Yes. Heritage Bank & Trust appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Heritage Bank & Trust support RTP?
This hasn't been confirmed. Heritage Bank & Trust does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Heritage Bank & Trust support Zelle?
This hasn't been confirmed. Heritage Bank & Trust does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Heritage Bank & Trust have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Heritage Bank & Trust yet.