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Heritage Bank National Association

Heritage Bank National Association's FedNow, RTP, and Zelle participation has not been confirmed.

Spicer, MN · FDIC Cert #19254

https://heritagebankna.com

110 W South St, Spicer, MN, 56288

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Heritage Bank National Association?

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Sending from Heritage Bank National Association

Rails observed when Heritage Bank National Association was the sending bank.

No sending reports yet for Heritage Bank National Association. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Heritage Bank National Association

Rails observed when Heritage Bank National Association was the receiving bank.

No receiving reports yet for Heritage Bank National Association. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in MN.

Frequently asked questions

Does Heritage Bank National Association support FedNow?

This hasn't been confirmed. Heritage Bank National Association does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Heritage Bank National Association support RTP?

This hasn't been confirmed. Heritage Bank National Association does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Heritage Bank National Association support Zelle?

This hasn't been confirmed. Heritage Bank National Association does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Heritage Bank National Association have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Heritage Bank National Association yet.