Heritage Bank
Heritage Bank's FedNow, RTP, and Zelle participation has not been confirmed.
Olympia, WA · FDIC Cert #29012
Also known as Whidbey Island Bank, Kitsap Bank
https://heritagebanknw.com201 5th Ave Sw, Olympia, WA, 98501
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
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Report early direct deposit
Did a paycheck or benefit show up early at Heritage Bank?
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Sending from Heritage Bank
Rails observed when Heritage Bank was the sending bank.
No sending reports yet for Heritage Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Heritage Bank
Rails observed when Heritage Bank was the receiving bank.
No receiving reports yet for Heritage Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in WA.
- WaFd Bank · Seattle
- Banner Bank · Walla Walla
- Washington Trust Bank · Spokane
- Coastal Community Bank · Everett
- 1st Security Bank of Washington · Mountlake Terrace
Frequently asked questions
Does Heritage Bank support FedNow?
This hasn't been confirmed. Heritage Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Heritage Bank support RTP?
This hasn't been confirmed. Heritage Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Heritage Bank support Zelle?
This hasn't been confirmed. Heritage Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Heritage Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Heritage Bank yet.