Heartland Bank and Trust Company
Heartland Bank and Trust Company supports RTP. FedNow and Zelle participation has not been confirmed.
Bloomington, IL · FDIC Cert #20369
https://hbtbank.com401 N Hershey Rd, Bloomington, IL, 61704
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
Add a real transfer outcome involving Heartland Bank and Trust Company.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at Heartland Bank and Trust Company?
Sign in to report early direct deposit.
Sending from Heartland Bank and Trust Company
Rails observed when Heartland Bank and Trust Company was the sending bank.
No sending reports yet for Heartland Bank and Trust Company. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Heartland Bank and Trust Company
Rails observed when Heartland Bank and Trust Company was the receiving bank.
No receiving reports yet for Heartland Bank and Trust Company. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in IL.
- BMO Bank National Association · Chicago
- The Northern Trust Company · Chicago
- CIBC Bank USA · Chicago
- Busey Bank · Champaign
- Byline Bank · Chicago
Frequently asked questions
Does Heartland Bank and Trust Company support FedNow?
This hasn't been confirmed. Heartland Bank and Trust Company does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Heartland Bank and Trust Company support RTP?
Yes. Heartland Bank and Trust Company appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Heartland Bank and Trust Company support Zelle?
This hasn't been confirmed. Heartland Bank and Trust Company does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Heartland Bank and Trust Company have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Heartland Bank and Trust Company yet.