Heartland
Heartland's FedNow, RTP, and Zelle participation has not been confirmed.
Springfield, IL · NCUA Charter #64441
http://www.hcu.org2213 W White Oaks Dr, Springfield, IL, 62704
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
Submit Route Report
Add a real transfer outcome involving Heartland.
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Report early direct deposit
Did a paycheck or benefit show up early at Heartland?
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Sending from Heartland
Rails observed when Heartland was the sending bank.
No sending reports yet for Heartland. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Heartland
Rails observed when Heartland was the receiving bank.
No receiving reports yet for Heartland. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Heartland support FedNow?
This hasn't been confirmed. Heartland does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Heartland support RTP?
This hasn't been confirmed. Heartland does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Heartland support Zelle?
This hasn't been confirmed. Heartland does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Heartland have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Heartland yet.