Harbor Pointe
Harbor Pointe supports Zelle. FedNow and RTP participation has not been confirmed.
Duluth, MN · NCUA Charter #60207
http://www.hpcu.us11 W 2nd St, Duluth, MN, 55802-2014
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Harbor Pointe.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at Harbor Pointe?
Sign in to report early direct deposit.
Sending from Harbor Pointe
Rails observed when Harbor Pointe was the sending bank.
No sending reports yet for Harbor Pointe. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Harbor Pointe
Rails observed when Harbor Pointe was the receiving bank.
No receiving reports yet for Harbor Pointe. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in MN.
- Trustone Financial · Plymouth
- Affinity Plus · Saint Paul
- Blaze · Falcon Heights
- Magnifi Financial · Melrose
- Mayo Employees · Rochester
Frequently asked questions
Does Harbor Pointe support FedNow?
This hasn't been confirmed. Harbor Pointe does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Harbor Pointe support RTP?
This hasn't been confirmed. Harbor Pointe does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Harbor Pointe support Zelle?
Yes. Harbor Pointe appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Harbor Pointe have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Harbor Pointe yet.