Gulf Capital Bank
Gulf Capital Bank supports Zelle. FedNow and RTP participation has not been confirmed.
Houston, TX · FDIC Cert #59185
https://gulfcapitalbank.com1 Riverway, Houston, TX, 77056
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Gulf Capital Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at Gulf Capital Bank?
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Sending from Gulf Capital Bank
Rails observed when Gulf Capital Bank was the sending bank.
No sending reports yet for Gulf Capital Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Gulf Capital Bank
Rails observed when Gulf Capital Bank was the receiving bank.
No receiving reports yet for Gulf Capital Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in TX.
- Charles Schwab Bank, SSB · Westlake
- Frost Bank · San Antonio
- Prosperity Bank · El Campo
- Texas Capital Bank · Dallas
- Charles Schwab Premier Bank, SSB · Westlake
Frequently asked questions
Does Gulf Capital Bank support FedNow?
This hasn't been confirmed. Gulf Capital Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Gulf Capital Bank support RTP?
This hasn't been confirmed. Gulf Capital Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Gulf Capital Bank support Zelle?
Yes. Gulf Capital Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Gulf Capital Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Gulf Capital Bank yet.