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Guardian Bank

Guardian Bank supports FedNow and RTP. Zelle participation has not been confirmed.

Valdosta, GA · FDIC Cert #57127

https://guardian.bank

701 Wildwood Plantation Dr, Valdosta, GA, 31602

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0

Submit Route Report

Add a real transfer outcome involving Guardian Bank.

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Report early direct deposit

Did a paycheck or benefit show up early at Guardian Bank?

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Sending from Guardian Bank

Rails observed when Guardian Bank was the sending bank.

No sending reports yet for Guardian Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Guardian Bank

Rails observed when Guardian Bank was the receiving bank.

No receiving reports yet for Guardian Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in GA.

Frequently asked questions

Does Guardian Bank support FedNow?

Yes. Guardian Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Guardian Bank support RTP?

Yes. Guardian Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does Guardian Bank support Zelle?

This hasn't been confirmed. Guardian Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Guardian Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Guardian Bank yet.