Granite Bank
Granite Bank supports FedNow. RTP and Zelle participation has not been confirmed.
Cold Spring, MN · FDIC Cert #5116
https://granitebank.com202 2nd Ave S, Cold Spring, MN, 56320
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
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Sending from Granite Bank
Rails observed when Granite Bank was the sending bank.
No sending reports yet for Granite Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Granite Bank
Rails observed when Granite Bank was the receiving bank.
No receiving reports yet for Granite Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in MN.
- Ameriprise Bank, FSB · Minneapolis
- Bridgewater Bank · Saint Louis Park
- Frandsen Bank & Trust · Lonsdale
- Stearns Bank National Association · Saint Cloud
- Minnwest Bank · Redwood Falls
Frequently asked questions
Does Granite Bank support FedNow?
Yes. Granite Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Granite Bank support RTP?
This hasn't been confirmed. Granite Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Granite Bank support Zelle?
This hasn't been confirmed. Granite Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Granite Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Granite Bank yet.