Garden Island
Garden Island's FedNow, RTP, and Zelle participation has not been confirmed.
Lihue, HI · NCUA Charter #24796
http://www.gardenislandfcu.com2973 Kele St, Lihue, HI, 96766
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Garden Island?
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Sending from Garden Island
Rails observed when Garden Island was the sending bank.
No sending reports yet for Garden Island. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Garden Island
Rails observed when Garden Island was the receiving bank.
No receiving reports yet for Garden Island. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in HI.
- Hawaii State · Honolulu
- Hawaiiusa · Honolulu
- Aloha Pacific · Honolulu
- Hawaiian Financial · Honolulu
- Hfs · HILO
Frequently asked questions
Does Garden Island support FedNow?
This hasn't been confirmed. Garden Island does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Garden Island support RTP?
This hasn't been confirmed. Garden Island does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Garden Island support Zelle?
This hasn't been confirmed. Garden Island does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Garden Island have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Garden Island yet.