Frontwave
Frontwave supports FedNow and Zelle. RTP participation has not been confirmed.
Oceanside, CA · NCUA Charter #68494
http://www.frontwavecu.com1278 Rocky Point Dr, Oceanside, CA, 92056
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Frontwave?
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Sending from Frontwave
Rails observed when Frontwave was the sending bank.
No sending reports yet for Frontwave. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Frontwave
Rails observed when Frontwave was the receiving bank.
No receiving reports yet for Frontwave. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Frontwave support FedNow?
Yes. Frontwave appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Frontwave support RTP?
This hasn't been confirmed. Frontwave does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Frontwave support Zelle?
Yes. Frontwave appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Frontwave have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Frontwave yet.