Four States Bank
Four States Bank supports FedNow and Zelle. RTP participation has not been confirmed.
Carthage, MO · FDIC Cert #59352
https://4sb.com213 Lyon St, Carthage, MO, 64836
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Four States Bank?
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Sending from Four States Bank
Rails observed when Four States Bank was the sending bank.
No sending reports yet for Four States Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Four States Bank
Rails observed when Four States Bank was the receiving bank.
No receiving reports yet for Four States Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in MO.
- UMB Bank, National Association · Kansas City
- The Central Trust Bank · Jefferson City
- Stifel Bank and Trust · Saint Louis
- Enterprise Bank & Trust · Clayton
- Stifel Bank · Saint Louis
Frequently asked questions
Does Four States Bank support FedNow?
Yes. Four States Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Four States Bank support RTP?
This hasn't been confirmed. Four States Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Four States Bank support Zelle?
Yes. Four States Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Four States Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Four States Bank yet.
