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FNBT BANK

FNBT BANK's FedNow, RTP, and Zelle participation has not been confirmed.

Fort Walton Beach, FL · FDIC Cert #17580

https://fnbt.com

29 Eglin Pkwy Ne, Fort Walton Beach, FL, 32548

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

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Sending from FNBT BANK

Rails observed when FNBT BANK was the sending bank.

No sending reports yet for FNBT BANK. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into FNBT BANK

Rails observed when FNBT BANK was the receiving bank.

No receiving reports yet for FNBT BANK. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in FL.

Frequently asked questions

Does FNBT BANK support FedNow?

This hasn't been confirmed. FNBT BANK does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does FNBT BANK support RTP?

This hasn't been confirmed. FNBT BANK does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does FNBT BANK support Zelle?

This hasn't been confirmed. FNBT BANK does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does FNBT BANK have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for FNBT BANK yet.