First State Bank and Trust
First State Bank and Trust supports FedNow. RTP and Zelle participation has not been confirmed.
Monticello, IL · FDIC Cert #16332
https://fsbcorp.com201 W Main St, Monticello, IL, 61856
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
Add a real transfer outcome involving First State Bank and Trust.
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Report early direct deposit
Did a paycheck or benefit show up early at First State Bank and Trust?
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Sending from First State Bank and Trust
Rails observed when First State Bank and Trust was the sending bank.
No sending reports yet for First State Bank and Trust. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First State Bank and Trust
Rails observed when First State Bank and Trust was the receiving bank.
No receiving reports yet for First State Bank and Trust. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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- Byline Bank · Chicago
Frequently asked questions
Does First State Bank and Trust support FedNow?
Yes. First State Bank and Trust appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does First State Bank and Trust support RTP?
This hasn't been confirmed. First State Bank and Trust does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does First State Bank and Trust support Zelle?
This hasn't been confirmed. First State Bank and Trust does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First State Bank and Trust have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First State Bank and Trust yet.