First Southern Bank
First Southern Bank supports RTP. FedNow and Zelle participation has not been confirmed.
Waycross, GA · FDIC Cert #10055
https://fsb-bank.bank930 Memorial Dr, Waycross, GA, 31501
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
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Report early direct deposit
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Sending from First Southern Bank
Rails observed when First Southern Bank was the sending bank.
No sending reports yet for First Southern Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First Southern Bank
Rails observed when First Southern Bank was the receiving bank.
No receiving reports yet for First Southern Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in GA.
- Ameris Bank · Atlanta
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- Metro City Bank · Doraville
- Colony Bank · Fitzgerald
- Georgia Banking Company · Atlanta
Frequently asked questions
Does First Southern Bank support FedNow?
This hasn't been confirmed. First Southern Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does First Southern Bank support RTP?
Yes. First Southern Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does First Southern Bank support Zelle?
This hasn't been confirmed. First Southern Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First Southern Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First Southern Bank yet.