First Option Bank
First Option Bank supports Zelle. FedNow and RTP participation has not been confirmed.
Osawatomie, KS · FDIC Cert #4746
https://firstoptionbank.com601 Main St, Osawatomie, KS, 66064
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving First Option Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at First Option Bank?
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Sending from First Option Bank
Rails observed when First Option Bank was the sending bank.
No sending reports yet for First Option Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First Option Bank
Rails observed when First Option Bank was the receiving bank.
No receiving reports yet for First Option Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in KS.
- Capitol Federal Savings Bank · Topeka
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- Intrust Bank, National Association · Wichita
- Security Bank of Kansas City · Kansas City
- Fidelity Bank, National Association · Wichita
Frequently asked questions
Does First Option Bank support FedNow?
This hasn't been confirmed. First Option Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does First Option Bank support RTP?
This hasn't been confirmed. First Option Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does First Option Bank support Zelle?
Yes. First Option Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First Option Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First Option Bank yet.