First National Bank of Waterloo
First National Bank of Waterloo supports FedNow, RTP, and Zelle.
Waterloo, IL · FDIC Cert #3842
https://fnbwaterloo.bank228 S Main St, Waterloo, IL, 62298
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving First National Bank of Waterloo.
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Report early direct deposit
Did a paycheck or benefit show up early at First National Bank of Waterloo?
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Sending from First National Bank of Waterloo
Rails observed when First National Bank of Waterloo was the sending bank.
No sending reports yet for First National Bank of Waterloo. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First National Bank of Waterloo
Rails observed when First National Bank of Waterloo was the receiving bank.
No receiving reports yet for First National Bank of Waterloo. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in IL.
- BMO Bank National Association · Chicago
- The Northern Trust Company · Chicago
- CIBC Bank USA · Chicago
- Busey Bank · Champaign
- Byline Bank · Chicago
Frequently asked questions
Does First National Bank of Waterloo support FedNow?
Yes. First National Bank of Waterloo appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does First National Bank of Waterloo support RTP?
Yes. First National Bank of Waterloo appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does First National Bank of Waterloo support Zelle?
Yes. First National Bank of Waterloo appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First National Bank of Waterloo have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First National Bank of Waterloo yet.