First National Bank
First National Bank supports FedNow and RTP. Zelle participation has not been confirmed.
Damariscotta, ME · FDIC Cert #4256
https://thefirst.com223 Main St, Damariscotta, ME, 04543
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at First National Bank?
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Sending from First National Bank
Rails observed when First National Bank was the sending bank.
No sending reports yet for First National Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First National Bank
Rails observed when First National Bank was the receiving bank.
No receiving reports yet for First National Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in ME.
- Bangor Savings Bank · Bangor
- The Camden National Bank · Camden
- Bar Harbor Bank & Trust · Bar Harbor
- Maine Community Bank · Portland
- Machias Savings Bank · Machias
Frequently asked questions
Does First National Bank support FedNow?
Yes. First National Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does First National Bank support RTP?
Yes. First National Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does First National Bank support Zelle?
This hasn't been confirmed. First National Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First National Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First National Bank yet.