First Metro Bank
First Metro Bank supports FedNow and Zelle. RTP participation has not been confirmed.
Muscle Shoals, AL · FDIC Cert #27381
https://firstmetro.com406 Avalon Ave, Muscle Shoals, AL, 35661
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving First Metro Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at First Metro Bank?
Sign in to report early direct deposit.
Sending from First Metro Bank
Rails observed when First Metro Bank was the sending bank.
No sending reports yet for First Metro Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First Metro Bank
Rails observed when First Metro Bank was the receiving bank.
No receiving reports yet for First Metro Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in AL.
- Regions Bank · Birmingham
- ServisFirst Bank · Birmingham
- River Bank & Trust · Prattville
- Bank Independent · Sheffield
- CB&S Bank, Inc. · Russellville
Frequently asked questions
Does First Metro Bank support FedNow?
Yes. First Metro Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does First Metro Bank support RTP?
This hasn't been confirmed. First Metro Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does First Metro Bank support Zelle?
Yes. First Metro Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First Metro Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First Metro Bank yet.