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First Federal Bank

First Federal Bank's FedNow, RTP, and Zelle participation has not been confirmed.

Lake City, FL · FDIC Cert #31313

https://ffbf.com

4705 W Us Highway 90, Lake City, FL, 32055

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at First Federal Bank?

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Sending from First Federal Bank

Rails observed when First Federal Bank was the sending bank.

No sending reports yet for First Federal Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into First Federal Bank

Rails observed when First Federal Bank was the receiving bank.

No receiving reports yet for First Federal Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in FL.

Frequently asked questions

Does First Federal Bank support FedNow?

This hasn't been confirmed. First Federal Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does First Federal Bank support RTP?

This hasn't been confirmed. First Federal Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does First Federal Bank support Zelle?

This hasn't been confirmed. First Federal Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does First Federal Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for First Federal Bank yet.

First Federal Bank — Lake City, FL — Bank Transfer Compatibility | InstantRailCheck