Skip to content
InstantRailCheck

First Citizens State Bank

First Citizens State Bank supports FedNow, RTP, and Zelle.

Whitewater, WI · FDIC Cert #11228

https://firstcitizensww.com

207 W Main St, Whitewater, WI, 53190

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving First Citizens State Bank.

Sign in to submit a route report.

Report early direct deposit

Did a paycheck or benefit show up early at First Citizens State Bank?

Sign in to report early direct deposit.

Sending from First Citizens State Bank

Rails observed when First Citizens State Bank was the sending bank.

No sending reports yet for First Citizens State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into First Citizens State Bank

Rails observed when First Citizens State Bank was the receiving bank.

No receiving reports yet for First Citizens State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in WI.

Frequently asked questions

Does First Citizens State Bank support FedNow?

Yes. First Citizens State Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does First Citizens State Bank support RTP?

Yes. First Citizens State Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does First Citizens State Bank support Zelle?

Yes. First Citizens State Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does First Citizens State Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for First Citizens State Bank yet.

First Citizens State Bank — Whitewater, WI — Bank Transfer Compatibility | InstantRailCheck