First Citizens Bank
First Citizens Bank supports FedNow and RTP. Zelle participation has not been confirmed.
Luverne, AL · FDIC Cert #23152
https://fcbl.com100 W 3rd St, Luverne, AL, 36049
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
Submit Route Report
Add a real transfer outcome involving First Citizens Bank.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at First Citizens Bank?
Sign in to report early direct deposit.
Sending from First Citizens Bank
Rails observed when First Citizens Bank was the sending bank.
No sending reports yet for First Citizens Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First Citizens Bank
Rails observed when First Citizens Bank was the receiving bank.
No receiving reports yet for First Citizens Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in AL.
- Regions Bank · Birmingham
- ServisFirst Bank · Birmingham
- River Bank & Trust · Prattville
- Bank Independent · Sheffield
- CB&S Bank, Inc. · Russellville
Frequently asked questions
Does First Citizens Bank support FedNow?
Yes. First Citizens Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does First Citizens Bank support RTP?
Yes. First Citizens Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does First Citizens Bank support Zelle?
This hasn't been confirmed. First Citizens Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First Citizens Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First Citizens Bank yet.